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Cost of Ownership Comparison
Compare the real-world cost of owning and running different cars. Buy better, sell smarter and drive happy.
Estimates only. Every figure here is an assumption and can be adjusted for the specific vehicle and customer. Fuel prices, insurance, servicing and future values will vary. This is not a quotation or a finance illustration.
Customer usage
How this customer actually drives.
Blended electricity rate: 23.8p per kWh
Fuel & energy prices
Overwrite these with today's local prices.
Vehicles being compared
These start as generic assumptions — overwrite them with the actual cars in front of you.
Car A — Petrol hatchback
Car B — Diesel estate
Car C — Electric hatchback
Lowest estimated total ownership cost over 3 years: Car A — Petrol hatchback
On the assumptions entered, the Car A — Petrol hatchback shows the lowest estimated total ownership cost over 3 years — around £163 less than the Car B — Diesel estate. Mainly because it is expected to lose £700 less in value, and standing costs such as tax, insurance and servicing are lower. These are estimates, not a quotation.
Where the money goes
Total ownership cost over 3 years, broken down.
Car A — Petrol hatchback
Petrol · £14,995
Running cost
£8,601
£2,867 / year
Total ownership
£14,596
48.7p per mile
- Fuel / charging
- £4,626
- Road tax
- £585
- Insurance
- £1,800
- Servicing
- £600
- Tyres & wear
- £990
- Depreciation
- £5,995
- Total over 3 yr
- £14,596
Lowest estimated cost of those compared
Car B — Diesel estate
Diesel · £15,995
Running cost
£8,065
£2,688 / year
Total ownership
£14,760
49.2p per mile
- Fuel / charging
- £3,850
- Road tax
- £585
- Insurance
- £1,890
- Servicing
- £750
- Tyres & wear
- £990
- Depreciation
- £6,695
- Total over 3 yr
- £14,760
£163 more than the lowest-cost option
Car C — Electric hatchback
Electric · £17,995
Running cost
£6,156
£2,052 / year
Total ownership
£14,801
49.3p per mile
- Fuel / charging
- £2,091
- Road tax
- £585
- Insurance
- £2,160
- Servicing
- £360
- Tyres & wear
- £960
- Depreciation
- £8,645
- Total over 3 yr
- £14,801
£205 more than the lowest-cost option
Why the Car A — Petrol hatchback works for you
A plain-English summary for the customer.
- At 10,000 miles a year it works out at about 48.7p per mile all in.
- Day-to-day running costs (fuel or charging, tax, insurance, servicing, tyres) come to roughly £2,867 a year.
- Expected value after 3 years is the single biggest factor — we've assumed £5,995 of value lost.
- Fuel cost per mile = price per litre × 4.546 ÷ real-world MPG. Electric cost per mile = blended £/kWh ÷ miles per kWh.
- Driving mix adjusts consumption: town driving increases petrol and diesel use, reduces hybrid use; motorway driving reduces petrol and diesel use and increases electric use. The same adjustment is applied to both the petrol and electric portions of a plug-in hybrid.
- Blended electricity rate today: 23.8p per kWh (80% home at 10.0p, rest public at 79.0p).
- Plug-in hybrid electric share is worked out from usable electric range (80% of the quoted figure), the commute round trip over 220 working days, plus about 35% of other journeys on battery. Capped at 90%.
- Depreciation comes from the price and expected future value you enter — not a generic per-year figure. One-year depreciation is taken as 55% of the three-year figure, because value drops fastest early on.
- Running cost = fuel or charging, road tax, insurance, servicing, tyres and wear. Total ownership cost = running cost plus depreciation. Finance is shown separately.
- Insurance, servicing, tyre and wear figures are typical market estimates until you overwrite them for the actual vehicle and customer.